Personal Finance

The Ultimate Stock Market Guide for Muslim Investors

This article is a crash course on halal investing covering the following topics:
What are stocks?
How to buy stocks?
What to watch out for from a halal perspective?
How to make money from stocks?
How to know which stocks are halal?
How much purification is needed?
What are the different stock investing strategies?
Which strategies are halal?
How to find winning stocks?
A winning process for picking stocks
How much can you expect to make from the stock market?

Making Sense of Employee Stock Purchase Plans (ESPPs)

Learn how Employee Stock Purchase Plans work and how they can give your portfolio a boost, but be aware of the risks.

How to Protect Your Money from Inflation

Inflation is on the rise and it’s eating at your savings.
Luckily there is a straightforward solution.

5 Halal Passive Income Ideas

This article covers 5 ideas to earn halal passive income:
1. Dividend Stocks
2. Write a paid article
3. Affiliate Marketing
4. Creating an online course
5. Reducing your debt

Should Muslims use 401Ks and IRAs?

Every discerning Muslim should take responsibility for their financial future. A good option for residents of the U.S. is to leverage your employer’s 401(k) program and/or open an Individual Retirement Account (IRA). This article helps you understand the tax benefits, contribution limits, and withdrawal rules to decide which specific type of account is best for you.

A Treasure Trove of Halal Investment Options

What does that leave us with in terms of permissible investments? Well, plenty. Generally speaking, we can invest in stocks, mutual funds, exchange-traded funds (ETFs), venture capital, real estate, and precious metals. The important thing is to avoid haram (impermissible) businesses and any semblance of riba.

REITs: Halal or Haram?

This article examines the different types of REITs (mortgage and equity) and analyzes their level of reliance on interest in order to figure out whether these REITs are halal or haram to investment in.

Investing in a Doomed Market…Why not?

The disentanglement of financial markets from the real economy has never been more obvious than during the current COVID-19 induced economic downturn.
Most people know this but choose to invest anyway, why?

How Many Different Investments Do You Need?

Diversification is generally a good thing.
There comes a point however where the marginal benefit of diversification no longer exceeds its costs.
The task of the saavy investor is to walk right up to that point but never pass it.
The effectiveness of diversification depends on a number of factors including: how many different assets you invest in, the correlation between these assets and the quality of your due diligence.

Guest Post: The Role of Venture Capital and Startup Investing in Islamic Finance

The essence of Islamic finance is that money should constantly be invested and working in the real economy to generate benefits for mankind. Money is not a commodity to be traded for profits. Rather profits are meant to be earned by active involvement and participation in the business risks.
Venture capital most clearly encapsulates this mandate. An entrepreneur with the skillset and drive to start a novel business venture is financed by an investor who believes in the entrepreneur’s vision and they share the risk – the investor putting his hard earned capital at risk, and the entrepreneur his time, effort and opportunity cost of pursuing a different career.